What is the Manifest rollover process?

Step 1: Information Verification

• Verify your accounts: We'll confirm the accuracy of your account types (Roth vs. Traditional).
• Confirm balances: We'll check for low balances or outstanding loans that might pose a risk to your transfer.
• Review your investments: We'll identify any securities that might lose value during the transfer process.

Step 2: Provider Communication

• Many providers still rely on paperwork, even for digital transfers. We gather your information and prepare the necessary documents.
• We contact your provider to understand your plan's specifics, including eligibility, vesting, and any potential lock-up periods.
• Once everything is in order, we initiate the transfer process.

Step 3: Transfer Initiation and Completion

• Provider-specific procedures: Every retirement provider has its own way of processing rollovers. We're familiar with these variations and will manage the entire process according to your provider's requirements. This includes completing and filing any necessary forms on your behalf.
• Direct communication: We'll be in contact with your provider throughout the transfer to ensure everything proceeds smoothly and address any questions or requests that may arise.
• Step-by-step guidance: We'll keep you informed and provide clear instructions if any action is needed from your end. For example: If your provider requires any special forms for your transfer, such as those for verifying incoming funds, we'll take care of them for you. Consider it one less thing to worry about!
• Efficient and hassle-free: Our goal is to make your transfer experience as efficient and stress-free as possible. We handle the complexities so you don't have to.

Step 4: Transfer Tracking and Completion

• Delivery methods: Your old provider might send the funds via check (to you or your new provider) or transfer them electronically. This typically takes up to 14 days.
• Simplified mailing: If you receive a check, we'll provide you with a pre-addressed, stamped envelope to make mailing it as easy as possible.
• Proactive communication: We'll keep you updated on the transfer's progress and may occasionally check in to ensure everything is on track.
• Problem resolution: If any issues arise, we'll work directly with your providers to resolve them quickly and efficiently.