What accounts can be transferred through Manifest?

• 401(k) (Traditional): To a Traditional IRA, 403(b), 457 plan, or another 401(k).
• 401(k) (Roth): To a Roth IRA, 403(b), 457 plan, or another Roth 401(k).  
• 403(b): To a 401(k) (Traditional or Roth), Traditional IRA, Roth IRA, 457 plan, or another 403(b).
• 457 plan: To a 401(k) (Traditional or Roth), Traditional IRA, Roth IRA, 403(b), or another 457 plan.
• Traditional IRA: To a 401(k), 403(b), or 457 plan.
• Roth IRA: To a Roth 401(k), 403(b), or 457 plan.

Note: All source accounts must be employer sponsored defined contribution (DC) plans.

What types of transfers are not supported by Manifest?

• Any transfer from/to a defined benefit plan (like a pension plan).
• IRA to IRA: We currently do not facilitate transfers between IRAs of the any type since this would fall under the current ACATS process.

Can Manifest facilitate a rollover from an IRA to a qualified employer sponsored plan?

Yes, absolutely! If you have funds in an IRA and want to roll them over into a qualified employer sponsored defined contribution plan (like a 401(k), 403(b), or 457 plan), we can help you with that process.

Can Manifest facilitate a transfer from an IRA to another IRA?

While we don't directly facilitate transfers between IRAs, there's a very efficient way to do this yourself called an ACATS transfer.

What is an ACATS transfer?

ACATS (Automated Customer Account Transfer Service) simplifies the process of moving your IRA to another IRA account. It allows your current provider (the "delivering firm") to electronically send the exact holdings to your new provider (the "receiving firm"), including the same number of shares and purchase prices.

How do I initiate an ACATS transfer?

To start an ACATS transfer, you'll need to contact the destination financial institution where you want to move your IRA to (the receiving firm) and give them the necessary information about your current IRA account. They will then initiate the ACATS process.